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FHA Mortgages Just Got More Affordable!

Looking to Achieve Your Goals? FHA Mortgages Just Got More Affordable!

If you're in the market for a new home and looking for ways to save on your purchase, we have great news for you! The Federal Housing Administration (FHA) has announced reduced mortgage insurance premiums (MIP) for its insured loans, which could translate to significant savings for you.

Starting March 20, borrowers with FHA loans will enjoy cheaper MIP payments, as the premium will be reduced from 0.85% to 0.55% of the loan amount. This move is expected to benefit up to 850,000 potential and current FHA borrowers.

Depending on your location and loan amount, you could save up to $1,500 annually.

Here are a few examples of how much you could save:

A $300,000 mortgage will save you $900 per year.
A $400,000 mortgage will save you $1,200 per year.
A $500,000 mortgage will save you $1,500 per year.

With the added benefits of allowing gift funds and lower down payments, an FHA mortgage might be the perfect way to make your homeownership dreams a reality in 2023. Feel free to contact us for more information and to discuss your options. We're here to answer any questions you may have about home financing.

Information deemed reliable but subject to errors and omissions. For mortgage quotes and questions, speak with a mortgage professional about your individual situation.

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Work With Ansley

Born and raised in the peach state, I take pride in what I do and genuinely enjoy helping my clients. Let me be your go-to gal in real estate and help you personally through the process!